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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,291 | $212,386-66.9% | $199,883-64.8% | $138,895-49.4% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 18.39% | 47.75%-29.4pp | 43.81%-25.4pp | 145.39%-127.0pp |
| Employer contribution / active EE | $1,649 | $6,625-75.1% | $6,261-73.7% | $4,194-60.7% |
| Participant deferral / active EE | $3,914 | $9,617-59.3% | $9,138-57.2% | $6,396-38.8% |
| Admin fee / account holder | $5,132 | $18,233-71.9% | $17,268-70.3% | $12,562-59.1% |