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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,569 | $185,856-64.7% | $170,028-61.4% | $139,456-53.0% |
| Participation rate | 90.0% | 87.8%+2.2pp | 87.0%+3.0pp | 80.3%+9.7pp |
| Annual return | 20.30% | 60.52%-40.2pp | 53.39%-33.1pp | 373.45%-353.2pp |
| Employer contribution / active EE | $3,251 | $7,593-57.2% | $6,788-52.1% | $4,753-31.6% |
| Participant deferral / active EE | $6,970 | $11,623-40.0% | $10,409-33.0% | $6,711+3.9% |
| Admin fee / account holder | $3,813 | $15,387-75.2% | $12,820-70.3% | $11,407-66.6% |