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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC2+ years Service code 27 PO BOX 9497 · NEW YORK, NY 10087 | Advisory (Plan) | $8,800 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $2,833 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,561 | $61,356-48.6% | $149,696-78.9% | $71,511-55.9% |
| Participation rate | 65.6% | 62.5%+3.0pp | 78.8%-13.2pp | 67.9%-2.4pp |
| Annual return | 22.98% | 35.86%-12.9pp | 134.46%-111.5pp | 28.86%-5.9pp |
| Employer contribution / active EE | $2,863 | $2,382+20.2% | $4,821-40.6% | $2,589+10.6% |
| Participant deferral / active EE | $6,698 | $2,920+129.4% | $5,682+17.9% | $4,291+56.1% |
| Admin fee / account holder | $88 | $1,263-93.0% | $13,212-99.3% | $1,588-94.5% |