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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC1+ years Service code 27 PO BOX 9497 · NEW YORK, NY 10087 | Advisory (Plan) | $1,890 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $1,324 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,578 | $65,092-59.2% | $143,799-81.5% | $66,938-60.3% |
| Participation rate | 64.0% | 65.2%-1.2pp | 80.3%-16.3pp | 69.8%-5.8pp |
| Annual return | 0.00% | -11.14%+11.1pp | -0.04%0pp | 1.58%-1.6pp |
| Employer contribution / active EE | $2,436 | $2,362+3.1% | $4,952-50.8% | $2,545-4.3% |
| Participant deferral / active EE | $5,280 | $2,920+80.8% | $5,638-6.4% | $4,238+24.6% |
| Admin fee / account holder | $31 | $502-93.8% | $14,677-99.8% | $594-94.8% |