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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,707 | $107,809-95.6% | $97,032-95.1% | $155,188-97.0% |
| Participation rate | 100.0% | 75.5%+24.5pp | 71.6%+28.4pp | 80.8%+19.2pp |
| Annual return | 18.92% | 38.06%-19.1pp | 35.38%-16.5pp | 148.84%-129.9pp |
| Employer contribution / active EE | $790 | $2,911-72.9% | $2,629-70.0% | $4,248-81.4% |
| Participant deferral / active EE | $1,592 | $5,129-69.0% | $4,672-65.9% | $6,531-75.6% |
| Admin fee / account holder | $2,250 | $10,717-79.0% | $9,418-76.1% | $14,480-84.5% |