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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,607 | $100,139-85.4% | $85,187-82.9% | $145,884-90.0% |
| Participation rate | 72.7% | 74.1%-1.4pp | 67.5%+5.2pp | 80.3%-7.6pp |
| Annual return | 45.85% | 84.15%-38.3pp | 66.67%-20.8pp | 551.85%-506.0pp |
| Employer contribution / active EE | $0 | $3,238-100.0% | $2,732-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $6,146 | $5,296+16.1% | $4,525+35.8% | $6,690-8.1% |
| Admin fee / account holder | $768 | $7,262-89.4% | $6,162-87.5% | $13,392-94.3% |