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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,025 | $102,385-97.0% | $147,080-97.9% | $80,935-96.3% |
| Participation rate | 93.5% | 75.9%+17.7pp | 82.2%+11.4pp | 67.7%+25.9pp |
| Annual return | 11.84% | 135.09%-123.3pp | 420.17%-408.3pp | 35.66%-23.8pp |
| Employer contribution / active EE | $1,183 | $3,717-68.2% | $4,933-76.0% | $2,757-57.1% |
| Participant deferral / active EE | $1,422 | $6,651-78.6% | $8,066-82.4% | $4,299-66.9% |
| Admin fee / account holder | $906 | $7,951-88.6% | $12,989-93.0% | $6,924-86.9% |