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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,217 | $148,629-97.8% | $135,982-97.6% | $139,487-97.7% |
| Participation rate | 95.7% | 83.9%+11.8pp | 81.9%+13.7pp | 80.3%+15.3pp |
| Annual return | 18.83% | 79.33%-60.5pp | 68.32%-49.5pp | 373.84%-355.0pp |
| Employer contribution / active EE | $1,870 | $5,247-64.4% | $4,859-61.5% | $4,755-60.7% |
| Participant deferral / active EE | $2,198 | $8,102-72.9% | $7,760-71.7% | $6,713-67.3% |
| Admin fee / account holder | $1,079 | $12,406-91.3% | $10,767-90.0% | $11,407-90.5% |