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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,490 | $82,678-97.0% | $125,391-98.0% | $68,490-96.4% |
| Participation rate | 90.0% | 75.1%+14.9pp | 82.4%+7.6pp | 67.9%+22.1pp |
| Annual return | 0.00% | -5.97%+6.0pp | 572.41%-572.4pp | -7.85%+7.9pp |
| Employer contribution / active EE | $1,314 | $3,382-61.2% | $4,816-72.7% | $2,597-49.4% |
| Participant deferral / active EE | $1,826 | $6,111-70.1% | $7,448-75.5% | $4,028-54.7% |
| Admin fee / account holder | $1,882 | $6,277-70.0% | $10,009-81.2% | $5,403-65.2% |