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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,273 | $106,749-96.9% | $145,433-97.7% | $82,448-96.0% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 14.49% | 27.59%-13.1pp | 66.58%-52.1pp | 41.64%-27.1pp |
| Employer contribution / active EE | $1,374 | $3,444-60.1% | $4,554-69.8% | $2,551-46.1% |
| Participant deferral / active EE | $1,723 | $6,519-73.6% | $7,897-78.2% | $4,139-58.4% |
| Admin fee / account holder | $1,600 | $8,390-80.9% | $13,129-87.8% | $7,234-77.9% |