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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,279 | $25,014-78.9% | $69,623-92.4% | $80,935-93.5% |
| Participation rate | 70.2% | 64.2%+6.0pp | 66.4%+3.7pp | 67.7%+2.5pp |
| Annual return | 12.27% | 19.08%-6.8pp | 101.23%-89.0pp | 35.66%-23.4pp |
| Employer contribution / active EE | $570 | $991-42.5% | $1,709-66.6% | $2,757-79.3% |
| Participant deferral / active EE | $1,294 | $1,840-29.7% | $2,890-55.2% | $4,299-69.9% |
| Admin fee / account holder | $692 | $2,491-72.2% | $4,696-85.3% | $6,924-90.0% |