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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,879 | $132,634-94.8% | $115,768-94.1% | $137,256-95.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 28.57% | 160.70%-132.1pp | 100.46%-71.9pp | 220.34%-191.8pp |
| Employer contribution / active EE | $1,791 | $3,360-46.7% | $2,940-39.1% | $4,156-56.9% |
| Participant deferral / active EE | $2,217 | $5,619-60.5% | $4,917-54.9% | $6,407-65.4% |
| Admin fee / account holder | $314 | $15,028-97.9% | $12,439-97.5% | $12,270-97.4% |