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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,322 | $45,343-4.5% | $150,298-71.2% | $67,986-36.3% |
| Participation rate | 50.9% | 51.9%-1.0pp | 77.8%-26.9pp | 57.2%-6.3pp |
| Annual return | 40.60% | 33.28%+7.3pp | 62.79%-22.2pp | 31.67%+8.9pp |
| Employer contribution / active EE | $2,640 | $1,462+80.6% | $4,154-36.5% | $2,019+30.8% |
| Participant deferral / active EE | $4,698 | $2,055+128.6% | $5,453-13.8% | $3,358+39.9% |
| Admin fee / account holder | $6,962 | $2,250+209.4% | $14,116-50.7% | $3,203+117.3% |