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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,803 | $88,754-46.1% | $81,820-41.6% | $145,877-67.2% |
| Participation rate | 61.1% | 75.1%-14.0pp | 72.4%-11.3pp | 80.3%-19.2pp |
| Annual return | 13.24% | 1031.77%-1018.5pp | 777.93%-764.7pp | 551.28%-538.0pp |
| Employer contribution / active EE | $1,624 | $3,085-47.4% | $2,915-44.3% | $4,663-65.2% |
| Participant deferral / active EE | $2,451 | $4,648-47.3% | $4,323-43.3% | $6,691-63.4% |
| Admin fee / account holder | $3,319 | $8,424-60.6% | $7,391-55.1% | $13,402-75.2% |