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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,030 | $54,355-24.5% | $82,744-50.4% | $68,486-40.1% |
| Participation rate | 19.5% | 63.9%-44.4pp | 72.6%-53.0pp | 67.9%-48.4pp |
| Annual return | -14.33% | -13.67%-0.7pp | 702.22%-716.6pp | -7.85%-6.5pp |
| Employer contribution / active EE | $723 | $2,219-67.4% | $3,008-76.0% | $2,597-72.2% |
| Participant deferral / active EE | $1,437 | $3,246-55.7% | $4,395-67.3% | $4,028-64.3% |
| Admin fee / account holder | $57,501 | $4,397+1207.8% | $5,325+979.9% | $5,404+964.1% |