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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,552 | $96,678-55.0% | $86,640-49.7% | $139,466-68.8% |
| Participation rate | 56.3% | 74.4%-18.2pp | 71.7%-15.5pp | 80.3%-24.1pp |
| Annual return | 16.75% | 106.69%-89.9pp | 592.52%-575.8pp | 373.66%-356.9pp |
| Employer contribution / active EE | $1,942 | $3,265-40.5% | $3,024-35.8% | $4,754-59.1% |
| Participant deferral / active EE | $3,549 | $4,837-26.6% | $4,438-20.0% | $6,712-47.1% |
| Admin fee / account holder | $12,822 | $6,410+100.0% | $5,616+128.3% | $11,409+12.4% |