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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,434 | $117,904-94.5% | $102,457-93.7% | $145,978-95.6% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 9.45% | 31.80%-22.3pp | 29.41%-20.0pp | 550.52%-541.1pp |
| Employer contribution / active EE | $1,794 | $3,613-50.4% | $3,022-40.6% | $4,662-61.5% |
| Participant deferral / active EE | $2,211 | $5,733-61.4% | $5,054-56.3% | $6,690-67.0% |
| Admin fee / account holder | $6,476 | $13,329-51.4% | $9,451-31.5% | $13,400-51.7% |