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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,278 | $110,212-92.5% | $96,534-91.4% | $139,466-94.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 63.71% | 26.42%+37.3pp | 25.88%+37.8pp | 373.66%-310.0pp |
| Employer contribution / active EE | $2,010 | $3,620-44.5% | $2,965-32.2% | $4,754-57.7% |
| Participant deferral / active EE | $2,444 | $5,547-55.9% | $4,851-49.6% | $6,712-63.6% |
| Admin fee / account holder | $494 | $11,599-95.7% | $8,253-94.0% | $11,409-95.7% |