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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,850 | $97,765-7.1% | $103,486-12.2% | $145,884-37.7% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 13.34% | 25.44%-12.1pp | 23.93%-10.6pp | 551.85%-538.5pp |
| Employer contribution / active EE | $1,011 | $4,687-78.4% | $4,679-78.4% | $4,662-78.3% |
| Participant deferral / active EE | $9,628 | $6,606+45.7% | $6,628+45.3% | $6,690+43.9% |
| Admin fee / account holder | $2,572 | $12,505-79.4% | $9,354-72.5% | $13,392-80.8% |