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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,850 | $97,750-7.1% | $103,464-12.2% | $145,959-37.8% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 13.34% | 25.43%-12.1pp | 23.91%-10.6pp | 561.95%-548.6pp |
| Employer contribution / active EE | $1,011 | $4,685-78.4% | $4,677-78.4% | $4,661-78.3% |
| Participant deferral / active EE | $9,628 | $6,603+45.8% | $6,624+45.4% | $6,689+43.9% |
| Admin fee / account holder | $2,572 | $12,515-79.4% | $9,410-72.7% | $13,398-80.8% |