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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,873 | $94,752-24.1% | $112,887-36.3% | $139,427-48.5% |
| Participation rate | 100.0% | 81.3%+18.7pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 20.89% | 40.88%-20.0pp | 34.10%-13.2pp | 373.27%-352.4pp |
| Employer contribution / active EE | $1,106 | $4,625-76.1% | $4,563-75.8% | $4,752-76.7% |
| Participant deferral / active EE | $8,960 | $6,512+37.6% | $6,513+37.6% | $6,711+33.5% |
| Admin fee / account holder | $1,665 | $8,527-80.5% | $7,047-76.4% | $11,404-85.4% |