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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,873 | $94,766-24.2% | $112,923-36.4% | $139,487-48.5% |
| Participation rate | 100.0% | 81.3%+18.7pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 20.89% | 40.96%-20.1pp | 34.13%-13.2pp | 373.84%-353.0pp |
| Employer contribution / active EE | $1,106 | $4,636-76.2% | $4,570-75.8% | $4,755-76.7% |
| Participant deferral / active EE | $8,960 | $6,523+37.4% | $6,520+37.4% | $6,713+33.5% |
| Admin fee / account holder | $1,665 | $8,529-80.5% | $7,046-76.4% | $11,407-85.4% |