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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,042 | $159,934-55.6% | $147,005-51.7% | $145,959-51.3% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 40.55% | 98.24%-57.7pp | 418.76%-378.2pp | 561.95%-521.4pp |
| Employer contribution / active EE | $2,640 | $5,287-50.1% | $4,934-46.5% | $4,661-43.4% |
| Participant deferral / active EE | $8,667 | $8,427+2.8% | $8,070+7.4% | $6,689+29.6% |
| Admin fee / account holder | $774 | $15,053-94.9% | $13,006-94.0% | $13,398-94.2% |