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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,127 | $95,453-75.8% | $112,040-79.4% | $82,448-71.9% |
| Participation rate | 97.0% | 72.8%+24.2pp | 76.5%+20.5pp | 68.1%+28.9pp |
| Annual return | 126.65% | 23.92%+102.7pp | 24.52%+102.1pp | 41.64%+85.0pp |
| Employer contribution / active EE | $4,220 | $2,318+82.1% | $2,954+42.9% | $2,551+65.4% |
| Participant deferral / active EE | $8,012 | $4,224+89.7% | $5,098+57.2% | $4,139+93.5% |
| Admin fee / account holder | $1,904 | $9,013-78.9% | $12,098-84.3% | $7,234-73.7% |