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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,127 | $95,404-75.8% | $113,397-79.6% | $82,637-72.0% |
| Participation rate | 97.0% | 72.8%+24.2pp | 76.5%+20.5pp | 68.1%+28.9pp |
| Annual return | 126.65% | 19.08%+107.6pp | 23.20%+103.5pp | 53.51%+73.1pp |
| Employer contribution / active EE | $4,220 | $2,307+82.9% | $2,977+41.7% | $2,552+65.3% |
| Participant deferral / active EE | $8,012 | $4,220+89.9% | $5,076+57.8% | $4,126+94.2% |
| Admin fee / account holder | $1,904 | $9,168-79.2% | $11,957-84.1% | $7,339-74.1% |