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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,127 | $100,194-76.9% | $122,979-81.2% | $86,983-73.4% |
| Participation rate | 97.0% | 73.0%+24.0pp | 77.2%+19.8pp | 69.5%+27.4pp |
| Annual return | 126.65% | 16.47%+110.2pp | 20.12%+106.5pp | 25.83%+100.8pp |
| Employer contribution / active EE | $4,220 | $2,326+81.5% | $3,062+37.8% | $2,584+63.3% |
| Participant deferral / active EE | $8,012 | $4,133+93.8% | $5,003+60.1% | $4,194+91.0% |
| Admin fee / account holder | $1,904 | $10,148-81.2% | $12,864-85.2% | $7,856-75.8% |