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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,317 | $169,356-89.8% | $129,406-86.6% | $145,897-88.1% |
| Participation rate | 62.5% | 76.5%-14.0pp | 69.6%-7.1pp | 80.3%-17.8pp |
| Annual return | 10.08% | 14418.62%-14408.5pp | 9468.18%-9458.1pp | 552.29%-542.2pp |
| Employer contribution / active EE | $789 | $5,542-85.8% | $4,155-81.0% | $4,663-83.1% |
| Participant deferral / active EE | $2,461 | $4,987-50.7% | $4,167-41.0% | $6,689-63.2% |
| Admin fee / account holder | $431 | $9,915-95.7% | $7,689-94.4% | $13,390-96.8% |