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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,610 | $154,228-86.6% | $145,433-85.8% | $137,256-85.0% |
| Participation rate | 92.3% | 83.8%+8.5pp | 82.1%+10.2pp | 80.0%+12.3pp |
| Annual return | 26.59% | 74.59%-48.0pp | 66.58%-40.0pp | 220.34%-193.8pp |
| Employer contribution / active EE | $3,501 | $4,804-27.1% | $4,554-23.1% | $4,156-15.8% |
| Participant deferral / active EE | $5,733 | $8,216-30.2% | $7,897-27.4% | $6,407-10.5% |
| Admin fee / account holder | $1,204 | $14,344-91.6% | $13,129-90.8% | $12,270-90.2% |