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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,080 | $169,356-95.2% | $129,406-93.8% | $145,897-94.5% |
| Participation rate | 33.3% | 76.5%-43.2pp | 69.6%-36.3pp | 80.3%-47.0pp |
| Annual return | 21.07% | 14418.62%-14397.5pp | 9468.18%-9447.1pp | 552.29%-531.2pp |
| Employer contribution / active EE | $3,144 | $5,542-43.3% | $4,155-24.3% | $4,663-32.6% |
| Participant deferral / active EE | $5,620 | $4,987+12.7% | $4,167+34.9% | $6,689-16.0% |
| Admin fee / account holder | $5,372 | $9,915-45.8% | $7,689-30.1% | $13,390-59.9% |