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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,910 | $275,752-87.3% | $256,809-86.4% | $198,609-82.4% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 13.58% | 34.81%-21.2pp | 32.73%-19.1pp | 202.70%-189.1pp |
| Employer contribution / active EE | $2,415 | $7,721-68.7% | $7,263-66.7% | $5,055-52.2% |
| Participant deferral / active EE | $6,321 | $10,037-37.0% | $9,520-33.6% | $6,977-9.4% |
| Admin fee / account holder | $20,197 | $25,716-21.5% | $25,146-19.7% | $19,030+6.1% |