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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,114 | $93,589-91.3% | $135,942-94.0% | $75,181-89.2% |
| Participation rate | 93.9% | 75.2%+18.7pp | 81.9%+12.0pp | 67.2%+26.7pp |
| Annual return | 20.75% | 30.90%-10.2pp | 68.28%-47.5pp | 160.69%-139.9pp |
| Employer contribution / active EE | $2,653 | $3,537-25.0% | $4,858-45.4% | $2,671-0.7% |
| Participant deferral / active EE | $3,076 | $6,405-52.0% | $7,759-60.3% | $4,126-25.4% |
| Admin fee / account holder | $1,117 | $6,977-84.0% | $10,764-89.6% | $5,650-80.2% |