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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,791 | $82,674-94.2% | $125,381-96.2% | $68,486-93.0% |
| Participation rate | 96.7% | 75.1%+21.6pp | 82.4%+14.3pp | 67.9%+28.8pp |
| Annual return | 0.00% | -5.97%+6.0pp | 572.31%-572.3pp | -7.85%+7.9pp |
| Employer contribution / active EE | $2,645 | $3,382-21.8% | $4,815-45.1% | $2,597+1.9% |
| Participant deferral / active EE | $3,088 | $6,111-49.5% | $7,448-58.5% | $4,028-23.3% |
| Admin fee / account holder | $760 | $6,277-87.9% | $10,007-92.4% | $5,404-85.9% |