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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,860 | $171,867-92.5% | $149,718-91.4% | $147,585-91.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 17.48% | 2113.36%-2095.9pp | 1501.70%-1484.2pp | 578.57%-561.1pp |
| Employer contribution / active EE | $2,694 | $6,275-57.1% | $5,444-50.5% | $4,876-44.8% |
| Participant deferral / active EE | $4,359 | $7,270-40.0% | $6,568-33.6% | $5,439-19.9% |
| Admin fee / account holder | $2,760 | $13,799-80.0% | $11,283-75.5% | $10,885-74.6% |