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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,429 | $153,774-95.8% | $133,979-95.2% | $273,970-97.7% |
| Participation rate | 81.8% | 88.4%-6.5pp | 87.1%-5.2pp | 83.0%-1.2pp |
| Annual return | 23.10% | 36.51%-13.4pp | 29.30%-6.2pp | 41.46%-18.4pp |
| Employer contribution / active EE | $2,193 | $6,029-63.6% | $5,211-57.9% | $4,869-55.0% |
| Participant deferral / active EE | $3,582 | $6,958-48.5% | $6,282-43.0% | $5,287-32.3% |
| Admin fee / account holder | $424 | $11,765-96.4% | $9,324-95.5% | $10,132-95.8% |