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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,483 | $107,353+38.3% | $92,903+59.8% | $152,885-2.9% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 23.18% | 145.62%-122.4pp | 109.43%-86.3pp | 345.39%-322.2pp |
| Employer contribution / active EE | $3,638 | $4,222-13.8% | $3,653-0.4% | $4,763-23.6% |
| Participant deferral / active EE | $12,667 | $4,848+161.3% | $4,238+198.9% | $5,851+116.5% |
| Admin fee / account holder | $0 | $7,081-100.0% | $5,795-100.0% | $11,598-100.0% |