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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,690 | $97,729+3.0% | $83,830+20.1% | $135,379-25.6% |
| Participation rate | 40.0% | 80.0%-40.0pp | 76.1%-36.1pp | 82.6%-42.6pp |
| Annual return | -13.16% | 1287.52%-1300.7pp | 850.97%-864.1pp | 519.79%-532.9pp |
| Employer contribution / active EE | $739 | $4,222-82.5% | $3,631-79.7% | $4,779-84.5% |
| Participant deferral / active EE | $7,400 | $4,683+58.0% | $4,082+81.3% | $5,609+31.9% |
| Admin fee / account holder | $0 | $6,674-100.0% | $5,479-100.0% | $10,828-100.0% |