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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RILEY WEALTH MANAGEMENT Service code 28 · EIN 62-1518255 | Investment Management | $146,383 |
CHARLES SCHWAB & CO., INC.5+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $86,561 |
LINSCOMB & WILLIAMS1 year Service code 26 · EIN 74-1939813 | Advisory (Participants) | $2,621 |
CHARLES SCHWAB & CO., INC.5+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $1,556 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,301 | $72,658+225.2% | $127,803+84.9% | $67,582+249.7% |
| Participation rate | 98.2% | 80.0%+18.2pp | 79.0%+19.2pp | 71.3%+26.9pp |
| Annual return | 22.48% | 26.49%-4.0pp | 26.14%-3.7pp | 378.57%-356.1pp |
| Employer contribution / active EE | $13,270 | $3,988+232.7% | $4,576+190.0% | $2,148+517.8% |
| Participant deferral / active EE | $11,434 | $5,383+112.4% | $6,023+89.8% | $3,539+223.1% |
| Admin fee / account holder | $509 | $127+300.7% | $9,399-94.6% | $142+257.6% |