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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RILEY WEALTH MANAGEMENT Service code 28 · EIN 62-1518255 | Investment Management | $145,819 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $41,374 |
PKF O'CONNOR DAVIES, LLP1 year Filed as: PANNELL KERR FORSTER TEXAS Service code 10 · EIN 76-0356844 | Accounting | $13,023 |
CHARLES SCHWAB & CO., INC.4+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $3,789 |
Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,122 | $64,457+210.5% | $111,392+79.7% | $55,725+259.1% |
| Participation rate | 98.8% | 79.7%+19.1pp | 78.9%+19.9pp | 70.9%+27.9pp |
| Annual return | -5.11% | -19.97%+14.9pp | -2.06%-3.0pp | 244.93%-250.0pp |
| Employer contribution / active EE | $13,928 | $3,956+252.0% | $4,328+221.8% | $2,078+570.2% |
| Participant deferral / active EE | $11,787 | $5,219+125.9% | $5,567+111.7% | $3,356+251.3% |
| Admin fee / account holder | $449 | $112+301.0% | $12,266-96.3% | $115+289.8% |