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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,721 | $202,342-68.5% | $172,752-63.1% | $152,897-58.3% |
| Participation rate | 80.0% | 87.1%-7.1pp | 82.6%-2.6pp | 82.5%-2.5pp |
| Annual return | 29.79% | 1029.83%-1000.0pp | 802.97%-773.2pp | 345.43%-315.6pp |
| Employer contribution / active EE | $4,804 | $5,858-18.0% | $5,144-6.6% | $4,764+0.8% |
| Participant deferral / active EE | $6,695 | $5,948+12.5% | $5,198+28.8% | $5,851+14.4% |
| Admin fee / account holder | $530 | $17,111-96.9% | $13,955-96.2% | $11,599-95.4% |