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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,368 | $209,425-59.2% | $178,499-52.2% | $158,966-46.3% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 20.14% | 188.80%-168.7pp | 151.10%-131.0pp | 302.95%-282.8pp |
| Employer contribution / active EE | $1,778 | $5,707-68.8% | $5,011-64.5% | $4,762-62.7% |
| Participant deferral / active EE | $6,153 | $5,955+3.3% | $5,202+18.3% | $5,983+2.8% |
| Admin fee / account holder | $1,240 | $17,078-92.7% | $13,986-91.1% | $11,250-89.0% |