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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,221 | $152,592-54.6% | $125,180-44.7% | $152,885-54.7% |
| Participation rate | 76.2% | 83.3%-7.1pp | 79.8%-3.6pp | 82.5%-6.3pp |
| Annual return | 17.55% | 54.84%-37.3pp | 43.79%-26.2pp | 345.39%-327.8pp |
| Employer contribution / active EE | $1,616 | $4,947-67.3% | $3,866-58.2% | $4,763-66.1% |
| Participant deferral / active EE | $2,261 | $5,868-61.5% | $4,937-54.2% | $5,851-61.4% |
| Admin fee / account holder | $19,565 | $13,435+45.6% | $9,703+101.6% | $11,598+68.7% |