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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,532 | $144,130-46.2% | $117,861-34.2% | $147,586-47.5% |
| Participation rate | 75.0% | 83.4%-8.4pp | 79.7%-4.7pp | 82.8%-7.8pp |
| Annual return | 11.73% | 531.20%-519.5pp | 335.11%-323.4pp | 578.59%-566.9pp |
| Employer contribution / active EE | $1,533 | $4,897-68.7% | $3,786-59.5% | $4,876-68.6% |
| Participant deferral / active EE | $2,580 | $5,316-51.5% | $4,482-42.4% | $5,439-52.6% |
| Admin fee / account holder | $1,117 | $10,887-89.7% | $8,021-86.1% | $10,886-89.7% |