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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,423 | $91,198+148.3% | $178,503+26.8% | $79,856+183.5% |
| Participation rate | 84.6% | 69.2%+15.4pp | 81.9%+2.7pp | 69.6%+15.0pp |
| Annual return | 7.70% | 24.20%-16.5pp | 151.12%-143.4pp | 31.71%-24.0pp |
| Employer contribution / active EE | $9,666 | $3,257+196.8% | $5,011+92.9% | $2,471+291.1% |
| Participant deferral / active EE | $7,972 | $3,237+146.3% | $5,202+53.2% | $3,741+113.1% |
| Admin fee / account holder | $6,399 | $6,748-5.2% | $13,987-54.2% | $5,306+20.6% |