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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,796 | $81,331+247.7% | $155,534+81.8% | $80,935+249.4% |
| Participation rate | 88.1% | 66.3%+21.9pp | 78.2%+9.9pp | 67.7%+20.5pp |
| Annual return | 14.87% | 33.37%-18.5pp | 64.92%-50.0pp | 35.66%-20.8pp |
| Employer contribution / active EE | $13,619 | $3,105+338.7% | $4,675+191.3% | $2,757+394.0% |
| Participant deferral / active EE | $11,342 | $3,454+228.4% | $5,630+101.4% | $4,299+163.8% |
| Admin fee / account holder | $1,658 | $7,999-79.3% | $15,900-89.6% | $6,924-76.1% |