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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,349 | $81,233+190.9% | $155,567+51.9% | $80,874+192.2% |
| Participation rate | 64.0% | 66.2%-2.2pp | 78.2%-14.2pp | 67.6%-3.6pp |
| Annual return | 18.68% | 33.33%-14.7pp | 64.74%-46.1pp | 35.62%-16.9pp |
| Employer contribution / active EE | $2,225 | $3,101-28.2% | $4,674-52.4% | $2,756-19.2% |
| Participant deferral / active EE | $6,849 | $3,452+98.4% | $5,628+21.7% | $4,297+59.4% |
| Admin fee / account holder | $3,479 | $7,998-56.5% | $15,916-78.1% | $6,935-49.8% |