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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,033 | $106,524+26.8% | $152,301-11.3% | $87,485+54.4% |
| Participation rate | 84.3% | 75.8%+8.5pp | 82.4%+1.8pp | 68.9%+15.4pp |
| Annual return | 14.12% | 26.89%-12.8pp | 80.50%-66.4pp | 26.06%-11.9pp |
| Employer contribution / active EE | $2,405 | $3,371-28.7% | $4,624-48.0% | $2,596-7.4% |
| Participant deferral / active EE | $6,020 | $6,525-7.7% | $8,004-24.8% | $4,274+40.9% |
| Admin fee / account holder | $2,496 | $8,287-69.9% | $14,398-82.7% | $7,775-67.9% |