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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,840 | $89,370+43.0% | $141,197-9.5% | $72,976+75.2% |
| Participation rate | 93.8% | 75.1%+18.6pp | 82.5%+11.3pp | 69.5%+24.3pp |
| Annual return | 12.63% | 111.88%-99.2pp | 71.41%-58.8pp | 81.02%-68.4pp |
| Employer contribution / active EE | $2,529 | $3,115-18.8% | $4,736-46.6% | $2,440+3.6% |
| Participant deferral / active EE | $5,078 | $5,419-6.3% | $6,710-24.3% | $3,608+40.8% |
| Admin fee / account holder | $1,297 | $5,957-78.2% | $10,265-87.4% | $5,124-74.7% |