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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,050 | $85,766+20.2% | $136,298-24.4% | $70,126+47.0% |
| Participation rate | 95.3% | 74.2%+21.2pp | 81.9%+13.4pp | 69.5%+25.8pp |
| Annual return | 18.44% | 31.46%-13.0pp | 5156.27%-5137.8pp | 73.15%-54.7pp |
| Employer contribution / active EE | $2,495 | $2,966-15.9% | $4,696-46.9% | $2,343+6.5% |
| Participant deferral / active EE | $4,236 | $5,051-16.1% | $6,247-32.2% | $3,332+27.1% |
| Admin fee / account holder | $2,374 | $5,421-56.2% | $9,244-74.3% | $4,645-48.9% |