Retirement plan

WADSWORTH BROTHERS CONSTRUCTION COMPANY, INC. PROFIT SHARING PLAN

Name: WADSWORTH BROTHERS CONSTRUCTION COMPANY, INC. - WADSWORTH BROTHERS CONSTRUCTION COMPANY, INC. PROFIT SHARING PLAN (2016) Form 5500
Creator: WADSWORTH BROTHERS CONSTRUCTION COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WADSWORTH BROTHERS CONSTRUCTION COMPANY, INC. PROFIT SHARING PLAN, WADSWORTH BROTHERS CONSTRUCTION COMPANY, INC.

WADSWORTH BROTHERS CONSTRUCTION COMPANY, INC.EIN 87-0484162Plan #003PY 2016

1350 EAST DRAPER PARKWAY - DRAPER, UT 84020801-576-1453wadsbro.comLinkedIn201-500 employeesconstruction

Prospect flagsHigh cash

How to read this page

Total assets (EOY)

$11.2M

+11.4% from 2015

Total participants

245

-14.0% from 2015

Average account balance

$46,302

+29.3% from 2015

Annual return

5.12%

+8.88 pp from 2015

Benchmarks

See 2,382 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,382 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$24.59M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$34K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

721

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.16M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.70%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$-46

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
ALLIANCE BENEFIT GROUP2+ years Service code 15 · EIN 87-0364490 3200 SOUTH 700 EAST · SALT LAKE CITY, UT 84106	Recordkeeping	$8,407
UBS FINANCIAL SERVICES INC2+ years Filed as: ROBBIE DE ROOY, UBS Service code 52 · EIN 13-2638166 440 ROYAL PALM WAY, SUITE 300 · PALM BEACH, FL 33480	Indirect Investment Fees	$50

Plan features & details

Pension benefit codes2A2E3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.

Expense breakdown

Schedule H Part II

Admin total

$9K

$55 / participant

Investment mgmt$1301.5%
Other / not subdivided$8K98.5%

% of EOY assets

0.077%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: SHIELDS & COMPANY, CPA'S
Auditor EIN: 870466607
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$46,302

$52,884-12.4%

$84,753-45.4%

$55,167-16.1%

Participation rate

98.1%

67.5%+30.6pp

76.6%+21.5pp

69.0%+29.1pp

Annual return

5.12%

18.03%-12.9pp

22.78%-17.7pp

169.23%-164.1pp

Employer contribution / active EE

$8,795

$2,233+293.8%

$3,574+146.0%

$1,963+348.1%

Participant deferral / active EE

$2,644-100.0%

$3,712-100.0%

$3,054-100.0%

Admin fee / account holder

$35

$581-93.9%

$5,333-99.3%

$504-93.0%

Provider

Service type

Compensation

ALLIANCE BENEFIT GROUP2+ years

Service code 15 · EIN 87-0364490

3200 SOUTH 700 EAST · SALT LAKE CITY, UT 84106

Recordkeeping

$8,407

UBS FINANCIAL SERVICES INC2+ years

Filed as: ROBBIE DE ROOY, UBS

Service code 52 · EIN 13-2638166

440 ROYAL PALM WAY, SUITE 300 · PALM BEACH, FL 33480

Indirect Investment Fees

$50

WADSWORTH BROTHERS CONSTRUCTION COMPANY, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WADSWORTH BROTHERS CONSTRUCTION COMPANY, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion