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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,307 | $115,911-23.0% | $100,530-11.2% | $158,950-43.8% |
| Participation rate | 64.7% | 81.6%-16.9pp | 79.4%-14.7pp | 82.0%-17.3pp |
| Annual return | 13.05% | 34.80%-21.7pp | 30.89%-17.8pp | 302.91%-289.9pp |
| Employer contribution / active EE | $1,178 | $4,104-71.3% | $3,418-65.5% | $4,762-75.3% |
| Participant deferral / active EE | $2,201 | $6,676-67.0% | $6,271-64.9% | $5,983-63.2% |
| Admin fee / account holder | $904 | $10,999-91.8% | $8,083-88.8% | $11,248-92.0% |