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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,307 | $115,903-22.9% | $100,528-11.2% | $158,966-43.8% |
| Participation rate | 64.7% | 81.6%-16.9pp | 79.4%-14.7pp | 82.0%-17.3pp |
| Annual return | 13.05% | 34.80%-21.8pp | 30.90%-17.8pp | 302.95%-289.9pp |
| Employer contribution / active EE | $1,178 | $4,105-71.3% | $3,419-65.5% | $4,762-75.3% |
| Participant deferral / active EE | $2,201 | $6,677-67.0% | $6,271-64.9% | $5,983-63.2% |
| Admin fee / account holder | $904 | $11,000-91.8% | $8,084-88.8% | $11,250-92.0% |