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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,555 | $96,558-42.5% | $80,977-31.4% | $273,972-79.7% |
| Participation rate | 65.2% | 79.1%-13.9pp | 75.8%-10.6pp | 83.0%-17.8pp |
| Annual return | 11.22% | 15.14%-3.9pp | 17.11%-5.9pp | 41.46%-30.2pp |
| Employer contribution / active EE | $1,121 | $4,869-77.0% | $3,715-69.8% | $4,869-77.0% |
| Participant deferral / active EE | $2,155 | $6,598-67.3% | $5,696-62.2% | $5,287-59.2% |
| Admin fee / account holder | $1,132 | $7,493-84.9% | $5,517-79.5% | $10,133-88.8% |