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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,637 | $56,894+6.6% | $84,753-28.5% | $62,881-3.6% |
| Participation rate | 91.9% | 68.5%+23.4pp | 76.6%+15.3pp | 69.3%+22.6pp |
| Annual return | -1.82% | 6.30%-8.1pp | 22.78%-24.6pp | 20.14%-22.0pp |
| Employer contribution / active EE | $8,790 | $2,400+266.3% | $3,574+145.9% | $2,281+285.4% |
| Participant deferral / active EE | $3,281 | $2,709+21.1% | $3,712-11.6% | $3,203+2.4% |
| Admin fee / account holder | $4,625 | $3,581+29.2% | $5,333-13.3% | $4,296+7.7% |