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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,418 | $63,346+11.2% | $92,240-23.7% | $70,126+0.4% |
| Participation rate | 95.6% | 68.7%+26.9pp | 76.5%+19.1pp | 69.5%+26.0pp |
| Annual return | 10.99% | 530.19%-519.2pp | 176.29%-165.3pp | 73.15%-62.2pp |
| Employer contribution / active EE | $9,639 | $2,471+290.1% | $3,680+162.0% | $2,343+311.5% |
| Participant deferral / active EE | $2,375 | $2,854-16.8% | $3,897-39.1% | $3,332-28.7% |
| Admin fee / account holder | $3,262 | $3,841-15.1% | $5,194-37.2% | $4,645-29.8% |