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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,491 | $114,119-11.9% | $107,187-6.2% | $138,895-27.6% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 79.9%+0.1pp |
| Annual return | 13.48% | 273.21%-259.7pp | 204.55%-191.1pp | 145.39%-131.9pp |
| Employer contribution / active EE | $2,568 | $4,059-36.7% | $3,782-32.1% | $4,194-38.8% |
| Participant deferral / active EE | $2,974 | $5,538-46.3% | $5,096-41.6% | $6,396-53.5% |
| Admin fee / account holder | $538 | $10,024-94.6% | $9,162-94.1% | $12,562-95.7% |