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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,491 | $129,737-22.5% | $119,126-15.6% | $154,746-35.1% |
| Participation rate | 80.0% | 78.9%+1.1pp | 75.8%+4.2pp | 80.7%-0.7pp |
| Annual return | 13.48% | 379.08%-365.6pp | 282.11%-268.6pp | 172.34%-158.9pp |
| Employer contribution / active EE | $2,568 | $4,375-41.3% | $4,034-36.3% | $4,379-41.4% |
| Participant deferral / active EE | $2,974 | $5,842-49.1% | $5,318-44.1% | $6,730-55.8% |
| Admin fee / account holder | $538 | $11,961-95.5% | $10,693-95.0% | $14,365-96.3% |